Aspen Counseling & Wellness is an Out-of Network provider. (Out-of-Network and Private Pay are often used interchangeably.)
This means you have the option to file a claim through your insurance for reimbursement. It will be important for you to contact your insurance company to find out what and how much is covered.
You will be provided with the necessary documents to submit a claim, should you chose to do so.
There is a third-party service that can assist you in filing your Out-of-Network benefits: Get Better
Ask Your Insurance Company
Do I have out-of-network outpatient mental/behavioral health benefits?
Is there a limit on how many mental health visits I receive per calendar year?
Do I have a deductible, and how much of the deductible has been met?
What is the patient co-insurance per session? (Co-insurance is the percentage of the fee that you will ultimately be responsible for after your deductible is met. Your insurance company will cover the rest.)
Is there an out-of-pocket maximum? (This means that after you pay a certain amount out-of-pocket, your insurance company should fully cover the cost of your visits.)
Do I need pre-authorization from my doctor?
More privacy - while your records are private in accordance to HIPAA and Texas HB300, insurance companies require diagnosis information and will appear in your medical claims history. Insurance companies can also audit your treatment plan and therapy notes, which can compromise confidentiality.
More control - you along with your counselor will be able to determine the number of sessions needed to reach your therapeutic goals. Insurance companies limit the number of sessions and course of treatment depending on the mental health diagnosis.